TopSavings.Net Privacy Policy

Our Simple Privacy Policy to You

(Minus Google’s Longer Privacy Policies)

Everyone takes their privacy seriously and when your online we respect that desire.

Below we state what information we gather and how it is used or why.

We use third party services which we are not liable for as stated in our TOS

Drafted: 1/12/2010

TopSavings.Net does NOT do the following:

1. Sell information to third parties sent via the “contact us” form.

2. Send unsolicited emails collected from our “contact us” form.

3. Collect financial information (credit card, bank account, PayPal info, etc.)

TopSavings.Net DOES the following:

1. Use Google Analytics to view statistical information.

Here is a copy of their policy found at http://www.google.com/intl/en/privacypolicy.html

Last modified: March 11, 2009

At Google we recognize that privacy is important. This Privacy Policy applies to all of the products, services and websites offered by Google Inc. or its subsidiaries or affiliated companies except DoubleClick (DoubleClick Privacy Policy) and Postini (Postini Privacy Policy); collectively, Google’s “services.” In addition, where more detailed information is needed to explain our privacy practices, we post supplementary privacy notices to describe how particular services process personal information. These notices can be found in the Google Privacy Center.

Google adheres to the US Safe Harbor Privacy Principles of Notice, Choice, Onward Transfer, Security, Data Integrity, Access and Enforcement, and is registered with the U.S. Department of Commerce’s Safe Harbor Program.

If you have any questions about this Privacy Policy, please feel free to contact us through our website or write to us at

Privacy Matters

c/o Google Inc.

1600 Amphitheatre Parkway

Mountain View, California, 94043

USA

Information we collect and how we use it

We offer a number of services that do not require you to register for an account or provide any personal information to us, such as Google Search. In order to provide our full range of services, we may collect the following types of information:

* Information you provide – When you sign up for a Google Account or other Google service or promotion that requires registration, we ask you for personal information (such as your name, email address and an account password). For certain services, such as our advertising programs, we also request credit card or other payment account information which we maintain in encrypted form on secure servers. We may combine the information you submit under your account with information from other Google services or third parties in order to provide you with a better experience and to improve the quality of our services. For certain services, we may give you the opportunity to opt out of combining such information.

* Cookies – When you visit Google, we send one or more cookies – a small file containing a string of characters – to your computer or other device that uniquely identifies your browser. We use cookies to improve the quality of our service, including for storing user preferences, improving search results and ad selection, and tracking user trends, such as how people search. Google also uses cookies in its advertising services to help advertisers and publishers serve and manage ads across the web. We may set one or more cookies in your browser when you visit a website, including Google sites that use our advertising cookies, and view or click on an ad supported by Google’s advertising services.

* Log information – When you access Google services, our servers automatically record information that your browser sends whenever you visit a website. These server logs may include information such as your web request, Internet Protocol address, browser type, browser language, the date and time of your request and one or more cookies that may uniquely identify your browser.

* User communications – When you send email or other communications to Google, we may retain those communications in order to process your inquiries, respond to your requests and improve our services.

* Affiliated Google Services on other sites – We offer some of our services on or through other web sites. Personal information that you provide to those sites may be sent to Google in order to deliver the service. We process such information under this Privacy Policy. The affiliated sites through which our services are offered may have different privacy practices and we encourage you to read their privacy policies.

* Gadgets – Google may make available third party applications through its services. The information collected by Google when you enable a gadget or other application is processed under this Privacy Policy. Information collected by the application or gadget provider is governed by their privacy policies.

* Location data – Google offers location-enabled services, such as Google Maps for mobile. If you use those services, Google may receive information about your actual location (such as GPS signals sent by a mobile device) or information that can be used to approximate a location (such as a cell ID).

* Links – Google may present links in a format that enables us to keep track of whether these links have been followed. We use this information to improve the quality of our search technology, customized content and advertising. Read more information about links and redirected URLs.

* Other sites – This Privacy Policy applies to Google services only. We do not exercise control over the sites displayed as search results, sites that include Google applications, products or services, or links from within our various services. These other sites may place their own cookies or other files on your computer, collect data or solicit personal information from you.

Google only processes personal information for the purposes described in this Privacy Policy and/or the supplementary privacy notices for specific services. In addition to the above, such purposes include:

* Providing our services, including the display of customized content and advertising;

* Auditing, research and analysis in order to maintain, protect and improve our services;

* Ensuring the technical functioning of our network;

* Protecting the rights or property of Google or our users; and

* Developing new services.

You can find more information about how we process personal information by referring to the supplementary privacy notices for particular services.

Google processes personal information on our servers in the United States of America and in other countries. In some cases, we process personal information on a server outside your own country. We may process personal information to provide our own services. In some cases, we may process personal information on behalf of and according to the instructions of a third party, such as our advertising partners.

Choices for personal information

When you sign up for a particular service that requires registration, we ask you to provide personal information. If we use this information in a manner different than the purpose for which it was collected, then we will ask for your consent prior to such use.

If we propose to use personal information for any purposes other than those described in this Privacy Policy and/or in the specific service privacy notices, we will offer you an effective way to opt out of the use of personal information for those other purposes. We will not collect or use sensitive information for purposes other than those described in this Privacy Policy and/or in the supplementary service privacy notices, unless we have obtained your prior consent.

Most browsers are initially set up to accept cookies, but you can reset your browser to refuse all cookies or to indicate when a cookie is being sent. However, some Google features and services may not function properly if your cookies are disabled.

Google uses the DoubleClick advertising cookie on AdSense partner sites and certain Google services to help advertisers and publishers serve and manage ads across the web. You can view, edit, and manage your ads preferences associated with this cookie by accessing the Ads Preferences Manager. In addition, you may choose to opt out of the DoubleClick cookie at any time by using DoubleClick’s opt-out cookie.

You can decline to submit personal information to any of our services, in which case Google may not be able to provide those services to you.

Information sharing

Google only shares personal information with other companies or individuals outside of Google in the following limited circumstances:

* We have your consent. We require opt-in consent for the sharing of any sensitive personal information.

* We provide such information to our subsidiaries, affiliated companies or other trusted businesses or persons for the purpose of processing personal information on our behalf. We require that these parties agree to process such information based on our instructions and in compliance with this Privacy Policy and any other appropriate confidentiality and security measures.

* We have a good faith belief that access, use, preservation or disclosure of such information is reasonably necessary to (a) satisfy any applicable law, regulation, legal process or enforceable governmental request, (b) enforce applicable Terms of Service, including investigation of potential violations thereof, (c) detect, prevent, or otherwise address fraud, security or technical issues, or (d) protect against harm to the rights, property or safety of Google, its users or the public as required or permitted by law.

If Google becomes involved in a merger, acquisition, or any form of sale of some or all of its assets, we will ensure the confidentiality of any personal information involved in such transactions and provide notice before personal information is transferred and becomes subject to a different privacy policy.

We may share with third parties certain pieces of aggregated, non-personal information, such as the number of users who searched for a particular term, for example, or how many users clicked on a particular advertisement. Such information does not identify you individually.

Please contact us at the address below for any additional questions about the management or use of personal data.

Information security

We take appropriate security measures to protect against unauthorized access to or unauthorized alteration, disclosure or destruction of data. These include internal reviews of our data collection, storage and processing practices and security measures, as well as physical security measures to guard against unauthorized access to systems where we store personal data.

We restrict access to personal information to Google employees, contractors and agents who need to know that information in order to operate, develop or improve our services. These individuals are bound by confidentiality obligations and may be subject to discipline, including termination and criminal prosecution, if they fail to meet these obligations.

Data integrity

Google processes personal information only for the purposes for which it was collected and in accordance with this Privacy Policy or any applicable service-specific privacy notice. We review our data collection, storage and processing practices to ensure that we only collect, store and process the personal information needed to provide or improve our services or as otherwise permitted under this Policy. We take reasonable steps to ensure that the personal information we process is accurate, complete, and current, but we depend on our users to update or correct their personal information whenever necessary.

Accessing and updating personal information

When you use Google services, we make good faith efforts to provide you with access to your personal information and either to correct this data if it is inaccurate or to delete such data at your request if it is not otherwise required to be retained by law or for legitimate business purposes. We ask individual users to identify themselves and the information requested to be accessed, corrected or removed before processing such requests, and we may decline to process requests that are unreasonably repetitive or systematic, require disproportionate technical effort, jeopardize the privacy of others, or would be extremely impractical (for instance, requests concerning information residing on backup tapes), or for which access is not otherwise required. In any case where we provide information access and correction, we perform this service free of charge, except if doing so would require a disproportionate effort. Some of our services have different procedures to access, correct or delete users’ personal information. We provide the details for these procedures in the specific privacy notices or FAQs for these services.

Enforcement

Google regularly reviews its compliance with this Privacy Policy. Please feel free to direct any questions or concerns regarding this Privacy Policy or Google’s treatment of personal information by contacting us through this web site or by writing to us at

Privacy Matters

c/o Google Inc.

1600 Amphitheatre Parkway

Mountain View, California, 94043

USA

When we receive formal written complaints at this address, it is Google’s policy to contact the complaining user regarding his or her concerns. We will cooperate with the appropriate regulatory authorities, including local data protection authorities, to resolve any complaints regarding the transfer of personal data that cannot be resolved between Google and an individual.

Changes to this Privacy Policy

Please note that this Privacy Policy may change from time to time. We will not reduce your rights under this Privacy Policy without your explicit consent, and we expect most such changes will be minor. Regardless, we will post any Privacy Policy changes on this page and, if the changes are significant, we will provide a more prominent notice (including, for certain services, email notification of Privacy Policy changes). Each version of this Privacy Policy will be identified at the top of the page by its effective date, and we will also keep prior versions of this Privacy Policy in an archive for your review.

2. Use Google AdWords for Additional Revenue.

Here is a copy of their policy found at http://www.google.com/privacy_cookies.html

Last modified: March 11, 2009

Overview

The Google Privacy Policy describes how we treat personal information when you use Google’s products and services, including our advertising services. In addition, this Privacy Policy describes our privacy practices related to text and display advertising that appear on our own sites and on the sites of our AdSense partners in the Google content network.

Google also offers display advertising services through DoubleClick. For more information see our privacy practices related to DoubleClick advertising products.

When we serve a text ad on Google Search or on the sites of our AdSense for search partners, those ads may be served based on a variety of factors, including: your recent search queries, the language we believe you prefer when performing your search, and standard log information, including cookie information, IP address, browser type, operating system and the date and time of your request.

When we serve text and display ads on certain Google services and AdSense partner sites, those ads may be served based on a variety of factors including: the content, domain, and language of the page where the ad is displayed; and the standard log information described above. To serve ads that are relevant and tailored to your interests, we may use information about your activity on AdSense partner sites or Google services that use the DoubleClick cookie. Some of these sites and services also may use non-personally identifying information, such as demographic data, to provide relevant advertising. Our AdSense partners and Google services may display ads from both Google advertisers and other third-party ad serving companies, including other ad networks, provided they comply with Google’s third-party ad serving requirements.

When we serve an ad to you, we may place a cookie in your browser. A cookie is a text file, consisting of a series of random numbers and letters that serves as a pseudonymous identifier for your browser, but does not identify you. We use cookies, web beacons or other technologies to record information about what ads your browser is shown, as well as what ads you click and other actions you take on our sites and services. Cookies allow us to serve more relevant and useful ads to you. The following describes how our cookies work to support our advertising services and conversion tracking, and how you can opt out of receiving these cookies.

Advertising Cookies

The DoubleClick Cookie on the Google content network

Google uses the DoubleClick cookie on AdSense partner sites and certain Google services to help advertisers and publishers serve and manage ads across the web. When you visit a website and view or click on an ad served through these sites, we may place the DoubleClick cookie on your browser. The DoubleClick cookie identifier associated with your web brower is the same identifier used when you visit websites that use DoubleClick advertising services. If you already have a DoubleClick cookie on your browser, no additional DoubleClick cookies should be dropped.

For more information about the use of the DoubleClick cookie in DoubleClick’s advertising services, check out the DoubleClick Privacy FAQ.

You may view and manage your advertising preferences or opt out of receiving the DoubleClick cookie at any time, as described below.

How we use the DoubleClick cookie information

We use the advertising cookie information collected on AdSense partner sites and certain Google sites to:

o Enable the following ad serving features:

+ Frequency Capping: Prevents users from seeing the same ad over and over again;

+ Spam Filtration: Uses cookies as one of many signals that allow us to identify invalid clicks (or ad queries) and to protect our advertisers from fraudulent behavior;

+ View-Through Conversions: Provides insight to advertisers on how many people who were exposed to an ad, didn’t click, but subsequently visited the advertiser’s website;

+ Interest-Based Advertising: Allows advertisers to serve ads to users on AdSense partner sites and certain Google services based on online activity and interests associated with the DoubleClick cookie and to serve subsequent ads to you after you leave that advertiser’s website.

o Audit, research, and analyze the data in order to maintain, protect, and improve our services;

o Ensure that our ad-serving technologies function properly; and

o Develop new services.

The advertising cookie information described above is provided to advertisers and publishers who use our advertising services. In addition, Google or our advertising and publishing customers may use web beacons in conjunction with the DoubleClick cookie to collect information about your visit to the website and exposure to a particular advertisement.

Google will not combine DoubleClick cookie information from AdSense partner sites or Google services that use the DoubleClick cookie with:

o your personally-identifying information without your opt-in consent; or

o information collected by DoubleClick’s advertising customers without their explicit permission. With such permission, Google may use and combine that information only in accordance with the Google Privacy Policy.

Managing your ads preferences

Google strives to provide you with relevant and useful advertising. Based on activity on our Adsense partner sites and Google services that use the DoubleClick cookie, we may associate the cookie with relevant interest categories. Google then uses these categories to show interest-based ads on these sites. Google will not associate sensitive interest categories with the DoubleClick cookie (such as those based on race, religion, sexual orientation, health, or sensitive financial categories) and will not use these categories when showing you interest-based ads.

You may view, edit and add to the categories used to provide you with interest-based advertising in the Ads Preferences Manager. Your ads preferences will be respected across all AdSense partner sites and Google services that use the DoubleClick cookie to serve such ads.

Read more information about interest-based advertising and the Ads Preferences Manager.

How to opt out of the DoubleClick cookie

You may choose to opt out of the DoubleClick cookie at any time.

If you select the DoubleClick opt-out cookie, ads delivered to your browser by our ad-serving technology will not be served based on the DoubleClick cookie. Your DoubleClick opt-out cookie will not be uniquely identified. Other customization options on AdSense partner sites and Google services that use the DoubleClick cookie may no longer be available; for example, we may no longer be able to prevent your browser from being served with the same ad over and over.

As long as your browser retains the DoubleClick opt-out cookie, Google won’t serve new DoubleClick cookies to your browser.

Using a tool created by the Network Advertising Initiative, of which Google is a member, you can opt out of several third party ad servers’ and networks’ cookies simultaneously.

Preserving your opt-out cookie

When you get a new computer, install a new browser, erase or otherwise alter your browser’s cookie file (including upgrading certain browsers) you may also clear the cookies in your browser, including the DoubleClick opt-out cookie. Google offers a number of options to preserve your opt-out cookie.

Conversion Tracking Cookie

Google also uses a cookie to measure advertising performance for advertisers who have opted-in to conversion tracking on Google and its AdSense partners websites. The conversion tracking cookie is set when a user clicks on an ad delivered by Google where the advertiser has opted-in to tracking. These cookies expire within 30 days and are not personally-identifiable. If this cookie has not yet expired when the user visits certain pages of the advertiser’s website, Google and the advertiser will be able to tell that the user clicked the ad and proceeded to that page. Each advertiser gets a different cookie, so no cookie can be tracked across advertiser websites.

How we use the conversion cookie information

We use the information collected by the conversion cookie to provide aggregate conversion stats to advertisers who have opted-in to conversion tracking. Advertisers are able to see the total number of users who have clicked on their ad and proceeded to a page tagged with a conversion tracking tag, but they do not have access to personally identifying information.

How to opt out of the conversion cookie

If you want to disable conversion tracking cookies, you can set your browser to block cookies from the googleadservices.com domain.

Privacy policies of other advertisers and publishers

Google requires customers that display Google ads to comply with all applicable laws, including data protection laws that require posting a privacy policy. We encourage all users to review the privacy policies of sites they visit for information about those sites’ data practices.

3. Collect business user submitted data in our quote forms to send to a third party (undisclosed trade secret) Name, Email, Phone Numbers, Company Name, and Addresses